Advice and Planning
We have found that each client has unique, and sometimes complex, financial planning questions that need to be addressed and resolved. Building a complete financial plan helps to identify those issues and address those unique needs with specific recommendations.
Through the plan development process we also get more intimately involved in identifying a client’s risk tolerances. We believe decisions shouldn’t be made without knowing the impact they will have on the overall plan.
Financial clarity can be obtained through the planning process. As described below in Carl Richards sketch, a certified financial planner and columnist for the NY Times. First, start with a plan, define the process, and then select the specific products to help you achieve your goals.
Financial planning is about your future and your goals. It’s about sending your kids to college and retiring with a comfortable nest egg. It’s about putting your money in the right places and maintaining a budget to suit your needs. It’s about providing for your loved ones and preparing for their care.